Frequently Asked Questions

How much money do I need in order to
open an account?

For most clients, the minimum is $250,000. At this level of investment, we can provide services that include Wealth Building, Growth, Asset Protection, Diversification, Children’s Education Planning, Basic Retirement, and Insurance Planning.


How much money do I need to retire?

This is a complex question (and a common one), and it depends on a number of factors: lifestyle, income, savings, inheritances, etc. We can help you come to this number. The best place to start is with a conversation.


How can I create passive income on a monthly basis?

Dividend-paying stocks are enticing for those wanting to make a living with passive income. Real estate can be a great way to create income; however, because it costs so much to purchase a home, it can be a roadblock for some. Whatever your taste is for investing, we can explore ways to help you reach your ultimate goal.


What percentage of my annual income should be saved?

This is a classic case of saving more is fine; less is not advised. At least 20% of your income should go towards savings. Another 50% (maximum) should go towards necessities, while 30% goes towards discretionary items. This is called the 50/30/20 rule of thumb. Of course, we all know that life happens. This rule is simply a baseline to start with as we customize a plan for you.


How do I determine my risk tolerance?

Your risk tolerance (the degree of uncertainty you are willing to take on to achieve potentially greater rewards) is determined by a combination of factors, including your investment goals and experience, how much time you have to invest, your other financial resources and your “fear factor.”


What are the tax benefits to investing in the market?

Although we are NOT tax advisors, we are very well versed in determining ways to reduce your taxable income. Potential strategies we’ll explore include tax-sheltered accounts, municipal bonds and real estate, to name a few.


What if most of my savings is a company sponsored 401K?

We are able to manage more than eight hundred 401K plans in the greater Portland area. Together, we will maximize your return. This is an especially good option for Nike employees. To see if your organization qualifies, contact us.



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